Does the full cover insurance offered online include sand and ash damage - Complete Guide
When renting a car in Iceland, it's crucial to understand the specifics of the insurance coverage offered. The full cover insurance available online often includes Collision Damage Waiver (CDW), Super CDW, and theft protection. However, sand and ash damage, which can be a significant risk in Iceland due to volcanic activity, is typically not included in standard packages. To cover this, you should consider purchasing additional Sand and Ash Protection (SAAP). This extra coverage usually costs around 1,500-2,500 ISK per day (approximately 11-18 USD).
Given Iceland's unique landscape, with its volcanic deserts and unpredictable weather, sand and ash damage can occur, especially in areas like the south coast near Vík or the highlands. For instance, the wind speeds can exceed 50 km/h, propelling sand and ash that can severely damage your vehicle's paint and windows. Considering the scenic drives from Reykjavik to Gullfoss (about 115 km) or the breathtaking views at Jökulsárlón, it's wise to be prepared for such conditions.
In conclusion, while full cover insurance provides a good base level of protection, adding SAAP is a prudent choice to avoid unexpected costs, which can reach up to 1,500,000 ISK (about 11,000 USD) for repairs. Always read the terms and conditions carefully and consider your travel itinerary to ensure comprehensive coverage.
Detailed Planning Information
When planning your Iceland experience, consider the seasonal variations that significantly impact accessibility and costs. Summer months (June-August) offer extended daylight with up to 20 hours of sunlight, while winter provides unique opportunities like northern lights viewing from September through March.
Practical Considerations and Costs
Iceland's dynamic weather patterns require flexible planning and appropriate preparation. Weather conditions can change rapidly, making layered clothing and adaptable itineraries essential for successful travels.
Most major attractions remain accessible year-round, though some highland routes close during winter months. Popular destinations include the Golden Circle (free access), Blue Lagoon (6,500-15,000 ISK), and Jökulsárlón Glacier Lagoon (free viewing, 7,000 ISK for boat tours).
Budget and Transportation
Travel costs vary significantly by season and service level. Budget travelers typically spend 12,000-18,000 ISK daily, while mid-range options range from 20,000-35,000 ISK. Luxury experiences can exceed 50,000 ISK per day.
The Ring Road (Route 1) provides access to most major attractions and remains well-maintained throughout the year. Car rentals range from 8,000 ISK for economy vehicles to 25,000 ISK for 4WD options during peak season.